back when i first started you could make a really powerful kingdom using money from robs if you went high probe. i still see people trying to do this, but i'm left to question how good it can really be because of the smaller player base. i cant imagine finding a bank this day in age can be very easy, considering i was getting my ass robbed off for like 250k money before i disbanded. how can one justify putting their building resources into probe factories?
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Inactives are easy to rob out of noob for about the first 3 days, eventually tapering off to tick robbing.
Then you just play the spot the bank farm game, theres a ton around these days but theyre findable with spreadsheets, eventually though you can start robbing actives for decent cash, but youll never compete with the bank farm owners and people they are friends with.
PFs arent a ton of your land to get amazing robs, 10-15% will usually net you a solid income if youre mildly competent with robbing, and there are other benefits as well like protection from robs etc.
Still far superior to go high probes, as it'll allow typically twice the income of pure sm kds early game (given you max rob and never miss a beat). Past the first two weeks, use your social networking skills, spreadsheet, or just be a lame ass and bankfarm (sup gypsies). II'll go around 20-25% (till 2-3k land) and adjust as necessary depending on my luck. Get probe armor as fast as possible it'll do wonders on your probe losses.
Also, pro tip: don't live by exact percentages on your buildings.. especially early game. You can typically get away with a lot less as your ratio is very fat.